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The Spectrum
Team
Client Services
| Investment Services
| Business Services |
IT Services
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Joseph Lust Photographers,
Inc.
Left to right :
Alisa Frenck, Laura Roberts, Scott Doudera,
Robert Harmon, Irma Weinstein,
Ralph Doudera,
Mary Collins, Elgin Green, Mary Fulford,
Neal Smith, Joan
Georghiou, Chris Hendrix
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Client Services
Mary Fulford
- Mary is Spectrum Financial's Client Services
Team Leader. She has more than 20 years of experience developing
portfolios for clients based on their objectives and risk
tolerance. Mary explains Spectrum's management services
to clients and prospective clients, reviews the individuals'
investment goals and risk tolerance and assists them in
developing a portfolio of Spectrum strategies designed to
assist them in meeting their financial goals.
Irma Weinstein - Irma
has worked with Spectrum for several years and has become
our client database expert. She is responsible for
managing client data as well as preparing clients' annual
reports and SecurityMaxx
invoices.
Investment Services

Ralph Doudera - Ralph
is the founder, CEO, and investment strategist of Spectrum
Financial. He holds a Bachelor's degree in Mechanical Engineering
and a Master's in Management and Finance from the New Jersey
Institute of Technology, as well as a Master's degree in
Biblical Studies from Regent University. Ralph began his
financial and estate planning career with the CIGNA Corporation
where he became a Chartered Life Underwriter and a Chartered
Financial Consultant, specializing in client estate planning.
In 1986, he founded Spectrum Financial, Inc. utilizing the
investment strategies which he developed over the prior
decade to manage personal and family assets. These strategies
have allowed clients to participate in market up-trends
while managing risk.
Johnston Grey, Inc. - Johnston Grey, Inc.
was founded by Robert Grey, a Registered Investment Advisor.
Johnston Grey, Inc. is a Colorado-based firm that is sub-contracted
by Spectrum to assist in managing several of our strategies.
Rob's experience in the financial services industry spans
over 25 years, and includes the areas of banking, insurance,
and investments.
Christopher
Hendrix, CMT - Prior to joining Spectrum in the
fall of 2007, Chris was the founder and senior analyst
of the technical analysis department for a major
financial services firm. His education and
experience brings a high level of technical analysis
expertise to the Spectrum Team. He serves as the
Investment Services Team leader and is responsible
for research and development of innovative investment
strategies, as well as, ongoing analysis of existing
strategies.
Robert Harmon - Robert
plays an integral role through facilitating trade orders
and related operational processes. He has been assisting
in market analysis and related trading data for many years.
Alisa Frenck -
Alisa, previously on our Client
Services Team, has taken the responsibility of
evaluating and analyzing
customer account valuations and is responsible for
performance calculations for quarterly newsletters and
marketing materials. Alisa has
worked with Spectrum for over 12 years and brings a
client focused perspective to our Investment Team.
Business Services
Mary Collins - Mary is
the firm's president and has the responsibility of maintaining
the effectiveness of all the Spectrum teams. She also coordinates
all outside business relationships. Mary's focus is to promote
Spectrum's future growth by promoting its client service
relationships.
Joan Georghiou -
Joan has more than 20 years of experience in
handling Spectrum’s business administration. Her
responsibilities include all the accounting functions as
well as the coordination of special projects for the
executive team.
Neal Smith
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Neal joined Spectrum as a compliance specialist.
He brings 28 years of
investment services experience to our team. He maintains
a high level of quality control internally, which allows
our Client Services Team to focus on building
relationships with our clients.
Information Technology Services (IT)
Elgin Green - Elgin has
been leading the IT Team since 1997. His expertise has increased
the efficiency in which we use technology through hardware
and software integration, database programming, and training.
Scott Doudera -
Scott is an expert on hardware and computer applications.
He maintains the functionality of all workstation and server
equipment. He has also been instrumental in the development
of our internal and external web design. Scott joined Spectrum
in 2000.
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Spectrum Financial Inc.
2940 N. Lynnhaven Road | Suite 200
| Virginia Beach, Virginia 23452
Tel: 757-463-7600

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