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Newsletters
Internet users MUST read and understand
the following disclosure before proceeding to Spectrum Financial’s
archived newsletters.
Please remember that past performance
may not be indicative of future results. Different types
of investments involve varying degrees of risk, and there
can be no assurance that the future performance of any specific
investment, investment strategy, or product made reference
to directly or indirectly in any newsletter will be profitable,
equal any corresponding indicated historical performance
level(s), or be suitable for your portfolio.
Due to various factors, including changing
market conditions, the content may no longer be reflective
of current opinions or positions. Moreover, you should not
assume that any discussion or information contained in this
newsletter serves as the receipt of, or as a substitute
for, personalized investment advice from Spectrum Financial,
Inc.
Historical performance results for investment
indices and/or categories have been provided for general
comparison purposes only, and generally do not reflect the
deduction of transaction and/or custodial charges, the deduction
of an investment management fee, nor the impact of taxes,
the incurrence of which would have the effect of decreasing
historical performance results. It should not be assumed
that Spectrum program holdings do or will correspond directly
to any comparative indices. A copy of Spectrum’s current
written disclosure statement discussing advisory services
and fees is available upon request and under Disclosures
on our website.
I have read the
above disclosure and understand that this is not a solicitation
to do business with Spectrum Financial, Inc.
October 2008 – The Full
Spectrum
General Market Commentary
Bear Market Declines
Recovery After Bear Market
High Yield
High Yield Opportunity - Super Sized
Personal Perspective
July 2008 – The Full
Spectrum
General Market Commentary
Pre-Election-Year Market History
Direxion Actively Managed Funds
High Yield Spread
Stocks vs Investment Alternatives
Personal Perspective
April 2008 – The Full
Spectrum
General Market Commentary
Presidential Cycle Pattern
Commodity Speculation
High Yield Bond Opportunity
Personal Perspective
January 2008 – The Full
Spectrum
General Market Commentary
2001 Sampling of Growth Funds
High Yield Bond Potential
Personal Perspective
October 2007 – The Full Spectrum
General Market Commentary
Can the President Move the Market?
Investment Styles - Does it Matter?
Personal Perspective
July 2007 – The Full Spectrum
General Market Commentary
Housing Indicators Hit New Low
Direxion Actively Managed Funds
Select Alternative Investing
Personal Perspective
April 2007 – The Full Spectrum
General Market Commentary
Evaluating Risk
High Yield Credit Spread
Personal Perspective
January 2007 – The Full Spectrum
General Market Commentary
Personal Perspective
October 2006 – The Full Spectrum
General Market Commentary
Post Bull Market Trivia
Market Divergence
Presidential Election Cycle
Personal Perspective
July 2006
– The Full Spectrum
General Market Commentary
Favorable NYSE Volume Indicators
Rising Interest Rates vs. Inflation
Personal Perspective
April 2006 – The Full Spectrum
General Market Commentary
Historical Returns, Stocks, Bonds, Gold, T-Bills and Inflation
Direxion’s Actively Managed Funds
Compound Interest
Personal Perspective
January 2006 – The Full Spectrum
General Market Commentary
Spectrum’s Annual Report Card
Performance Comparison
Potomac’s Actively Managed Funds
Emerging Markets Strategy
Personal Perspective
October 2005– The Full Spectrum
General Market Commentary
Market Trend…Up or Down?
Performance Comparison
Presidential Cycle Pattern
Potomac’s Actively Managed Funds
Once in a Lifetime Opportunity
Personal Perspective
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