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Spectrum Financial
 Spectrum
Financial, Inc. was founded in 1986 to provide investors
with flexible and opportunistic investment approaches designed
to avoid the all too often severe losses of a bear market.
When investors are able to minimize losses when the market
turns down, their opportunity to build value increases dramatically.
The more money you have available to invest when an asset
class begins a bull market run, the greater your opportunity
for profit.
Spectrum's nearly 20 years of experience
demonstrates that this approach to investing offers the
opportunity for attractive long term returns while avoiding
much of the bear market risk associated with investing in
the securities markets.
The three concepts developed by Ralph
Doudera, founder, CEO and investment strategist for Spectrum
Financial, guide Spectrum's investment approaches:
| 1. |
Trade funds that offer diversification,
management and minimal charges to exchange quickly
into the safety of a cash position. |
| 2. |
Take advantage of compound interest,
a great wealth builder. |
| 3. |
Preserve principal and limit
losses. |
The best way to
avoid the all too often severe losses of a bear market is
to be active in one's approach to investing. This requires
that a portfolio be heavily invested when the prospects
for profit and the trends of the market favor being profitable.
Likewise, it requires that a portfolio move to the safety
of a money market fund when the prospects for profit and
market trends are poor.
While there can never be any guarantee that an investment
strategy will be successful, and every strategy has periods
of underperformance, active management provides investors
with the flexibility to take advantage of changing trends
in the market and should outperform over a full market cycle.
Spectrum Financial Inc.
2940 N. Lynnhaven Road | Suite 200
| Virginia Beach, Virginia 23452
Tel: 757-463-7600
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